Grocery Budget and the Bulk Store

grocery cart with item

Photo by Oleg Magni on Pexels.com

Today I took my monthly run to Costco to pick up my bulk items like toilet paper, paper towel and other random household items where buying in bulk makes financial sense. Over the past year I have learned what to buy and what not to buy at Costco and this has helped me avoid the trap of overspending. Unfortunately, while I was waiting to check out I witnessed a common situation where someone had attempted to do all of their grocery shopping at Costco and blew their budget. The lady in front of me had filled her basket with meats, cheeses and produce as well as some household items. When the cashier gave her the total of $400 I thought she was going to pass out right there in the line. Instead of assessing her purchases she swiped her card and left the store in what appeared to be shock.

Stores like Costco, Sams Club and other bulk stores are a great way to save money on household items and random groceries but you have to be strategic when shopping these stores. First never attempt to do all of your grocery shopping at a bulk store because this is a great way to overspend. Second make sure you know the unit cost of items that you buy on a regular basis because this will help you make an informed decision. Unless you have a very large family that can consume bulk produce before it goes bad do not purchase produce from a bulk store. My last tip is to avoid impulse buys if it isn’t on your list walk away and take a day or two to think it over. The seasonal department is the best place to encounter items you feel you must have so either avoid this section all together or practice will power. If you see something that appears to be a great deal take the time to investigate other stores and make sure it’s the best deal first. You can always go back and grab the deal later in the week.

I love Costco and often refer to it as “Disney World for adults” because it really is in my opinion the most wonderful place in the world. While I enjoy my Costco membership I have learned that not everything in a bulk store is a great deal and you have to be pretty choosy if you are working with a tight budget. It’s so very easy to overspend in bulk stores because you could purchase your entire shopping list in one convenient place but you will pay for that convenience. When it comes to items like paper goods, trash bags, laundry soap, dish soap and pet supplies you can find amazing deals in bulk stores.I have even snagged some pretty awesome deals on clothes, shoes and books at Costco.  You can find additional deals within the grocery aisles but you really have to hunt for them. Remember just because a deal is advertised as a “deal” doesn’t necessarily make it so. Things like cookies, crackers, cereal, chips and other snack items are often over priced and would be best purchased at your local grocery store.

If you often find yourself overspending at the bulk stores take a look at the things you are buying to see if you are really getting the deals. Take a notebook and jot down prices at your local store as well as the unit price so you can really compare the prices. I know it sounds like a lot of work but make it fun. Leave the kids at home with your spouse or a babysitter, grab something from your local coffee shop and stroll down the aisles at your local grocery store writing down prices. You don’t need to record every price in the store just on the items you buy weekly. Whenever you are out shopping this little record will help you determine if you have found a deal or if you should pass it by.

They say the one place American’s spend the most money is on their grocery budgets and I believe it. Life is hectic and we often find ourselves overworked and tired so a simple run through the grocery store never feels like a simple endeavor. This is why it is so important to plan your shopping in advance with a meal plan and a shopping list. When you do shop stay focused, stick to your list and really pay attention to prices. You will be surprised how a few simple steps can save you money in the short term and how it can really add up in the long term.

 

 

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